Automatic Rebalancing

Over time, plan participants may find that their current asset allocation no longer matches their investment election. This happens because investments grow at different rates, which causes an account to shift out of balance from their initial election.

DRS now offers plan participants the option of having their account balance periodically realigned to match their most recent investment election. Participants can schedule automatic rebalancing to occur on a monthly, quarterly or annual basis.

The automatic rebalance feature ensures that the participant’s account will continue to be invested according to his or her asset allocation strategy. This new feature means a plan participant can put his or her retirement account on autopilot, saving them the hassle of manually rebalancing when market gains have repositioned their accounts.